Our Solutions
Finance complete roof replacements with flexible terms designed for multi-unit properties.
Fund critical water line repairs and sewer system upgrades without draining reserves.
Modernize electrical infrastructure and add EV charging stations for your community.
Address structural issues, siding replacement, and waterproofing projects.
Cover the high costs of asphalt resurfacing, concrete repairs, and community sidewalk replacements.
Renovate clubhouses, swimming pools, and shared recreational areas to increase property values.
From application to funding in as little as 2 weeks. No hidden fees, no surprises.
Submit your application online in under 10 minutes. No credit checks on board members.
Our team reviews your HOA financials and reserve study. Most reviews complete in 24-48 hours.
Receive your loan terms and approval letter. Board vote and simple documentation signing.
Funds deposited directly to your reserve account. Start your project immediately.
Discover how smart HOA loans allow you to fund critical building repairs without draining your reserve funds or placing an unexpected financial burden on unit owners.
Everything you need to know about HOA financing.
A specialized financing solution designed for HOAs, condo associations, and co-op boards. These loans fund large capital projects like roof replacements, concrete restoration, and plumbing upgrades without requiring immediate special assessments from homeowners. Association loans provide communities with the financial flexibility to tackle essential improvements while maintaining affordability for residents through manageable payment plans.
Association loans require no personal guarantees from board members, offer flexible reserve requirements, extended repayment terms up to 20–25 years, and predictable monthly payments. Underwriting focuses on the association’s financial health, not individual credit scores, making approval more accessible.
We finance different types of projects such as: Roofing & Waterproofing, Structural Repairs, Plumbing Systems, Elevators & Mechanics, Marine Structures, and Hurricane Protection.
Once you submit your application and required documents, our team reviews both your financials and project details. You’ll receive an approval decision within 2–8 weeks. The more complete your documentation, the faster we can move. Once approved and the loan closes, your project can begin right away.
