Privacy Policy

Effective Date: October 27, 2025

At HOALoans.com, operated by The Lead Harvester and headquartered in Florida, we are committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.

We provide educational resources, lead generation, and financing tools to help Homeowners Associations (HOAs), condo boards, and property managers explore association-level loans and reserve funding options.

If you have any questions, please contact us at info@hoaloans.com.

Introduction / Overview

This Privacy Policy describes our practices concerning the collection, use, and protection of your personal information. It covers information gathered through our website, HOALoans.com, including via forms for financial inquiries, lead generation, and contact submissions. Our goal is to be transparent about how we handle your data while helping you connect with financing options and resources tailored to HOA needs.

By using our site or services, you agree to the terms of this policy. If you do not agree, please do not use our site.

Information We Collect

We collect various types of information to provide our services effectively, including:

• Personal Identifiers: Name, email address, phone number, and mailing address.
• Association Details: HOA, condo board, or property management entity info.
• Financial Project Details: Project type, budget, and timelines.
• Device and Usage Data: IP address, browser type, OS, and activity.
• Cookies and Analytics Data: Preferences, session info, tracking identifiers.

How We Use Your Information

We use your data to:

• Respond to inquiries and provide educational resources.
• Facilitate lead generation and connect you with relevant providers.
• Send communications about financing options and updates.
• Ensure legal compliance (GDPR, CCPA, GLBA).
• Prevent fraud and improve site analytics.

Cookies & Tracking

We use cookies and analytics (Google Analytics, Meta Pixel) to improve your experience. You can manage preferences through your browser or consent tool. Disabling cookies may limit functionality.

Data Sharing & Disclosure

We share data only when necessary:

• With financing partners and service providers under strict agreements.
• As required by law or for security purposes.
• During business transfers or mergers.

We do not sell your personal information.

Financial Data & GLBA Compliance

We are not a direct lender. We connect users with licensed financial providers and protect your nonpublic personal information under GLBA.

Data Retention & Security

We keep your data only as long as needed:

• Inquiry data: 2 years
• Analytics: 26 months We use SSL/TLS encryption, access controls, and regular audits.

User Rights

You can:

• Access, correct, or delete your data.
• Opt out of marketing or sharing.
• Exercise GDPR/CCPA rights by emailing info@hoaloans.com.

Third-Party Links

External sites we link to have their own privacy practices. Review them before providing data.

Children’s Privacy

We do not collect information from individuals under 18. Contact us if such data is discovered.

Policy Updates

We may update this policy periodically. The new effective date will be reflected above.

Contact

Email: info@hoaloans.com
HOALoans.com – Florida, USA